As you near retirement age, you have a lot of things to consider. One of these is when you’re going to claim your social security benefits. After all, you have been contributing to those benefits for quite some time now. According to Financial Times though, the process of applying for social security benefits can be quite intimidating for some people. It doesn’t have to be. Here is the basic information you need to know before you try to collect your social security benefits.social security card after birth is one of the authority sites on this topic.
Unless you have a special situation, the general qualifications for claiming social security require that you be at least 61 years and nine months before you apply. If you are 62 or older, then you can start getting your benefits from the first month. As a general rule though, remember that benefits are always paid the month after they come due. This means that if you get accepted and your benefit is supposed to start in August, the on time payment will be in September. It’s best to apply for your benefits approximately four months from the time at which you want to receive it, so long as you meet the qualifications.If you are not over 61 and nine months but you believe that you should be able to claim benefits, you should meet with a local attorney.. Just make sure that whether you meet with a San Diego or an Albuquerque attorney that he specializes in social security law.
Preparing Your Claim
You can fill your claim out by going online and downloading the form or you can pick up a copy from your local social security office. When you do this, make sure that you are precise in all of the details. This will allow you to get your benefits much sooner. You can also file your retirement benefits requests over the phone.You will need to have certain information for your application. You have to give information on your retirement as well as your medicare position. You will also need to provide information on whether you have a spouse or children whom you are support. It’s also important that you bring the documentation that demonstrates you are who you say you are. This is typically through a driver’s license, social security card, and birth certificate.The social security department has gone paperless, so you will need to bring along bank information. This way they can get you signed up.
Will It Be Accepted?
It’s very rare for a social security benefits claim filed by an individual 62 or older to be rejected. Usually this comes about due to a clerical error. If that does happen to you, then by social security law, you have the right to appeal. At this point, you will want to bring in an attorney to make sure that everything is filed appropriately and on time. Otherwise, you might end up waiving your right to contest, and that would mean that you have to start at the beginning of the filing process all over again.