Even if you’ve had a car accident which was obviously not your responsibility, insurance companies can try to get away with paying out as little as possible when it comes to coverage.
To ensure you get the full amount you are entitled to, it is important that you be very careful with how you make a claim. Let’s assume first of all that you have had an accident that you don’t think was your fault. This accident could be any event that caused damage to your vehicle, or that caused emotional or physical injury to you, or both.view their explanation for more info on this.
In most cases, if someone has to phone the police, the first stage in most serious accidents. It’s very critical when the police arrive and take a statement from you that you don’t try to influence them in any way. Do not be too excited about saying it was not your responsibility. Let them decide for themselves on this. The next important thing you need to try and do is take photographs of the accident. If your case ends up going to court then it will make it much easier for people to sympathize with your position to produce a photo of the accident scene. The final, and perhaps most significant, job is to try to find a person able to bear witness in your favor. For automobile accident lawsuits, getting a plaintiff is becoming increasingly important as the case continues.
Once the initial shock of an accident has been dealt with it is your responsibility to contact your insurance company. They’ll then investigate the incident and want you to provide a full statement of events.
Very few claims regarding car accidents end up going to court. If they do, then some form of legal representation is needed. In most cases this can be done on a no win basis, no fee basis meaning you won’t have to pay legal costs if you lose the case. You may also be eligible to benefit from the new fast track procedure for automobile accident lawsuits as of 6 April 2010. Claims involving car accidents may take up to a year or more to resolve. A method of fast tracking would ensure you’ll collect your money much, much faster. It also ensures you might be able to recover up to £ 1,000 in reimbursement even before the case is finished.